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Our Process

We believe that successful financial planning (or anything in life), is due to utilizing the right systems and processes. People run systems, systems run businesses, and great systems run great businesses. So, we break down our financial planning process into 6 fundamental steps which are:

  1. Discovery
    During this introductory stage, we take the time to get to know each client. This includes learning about their personal and financial background, as well as their goals and objectives for the future. We also define the client-advisor relationship by determining meeting schedules and the scope of our engagement.

  2. Gather Data
    We use this stage to fully intake and understand our client’s personal and financial circumstances. We will request all relevant quantitative and qualitative information so that we can provide an accurate assessment. This part of the process is where we collaborate with clients to prioritize their goals for themselves, their family, and their business. We also learn more about the client’s existing valued relationships with other planning professionals, CPAs, or attorneys so we can maximize these connections, or plug in a qualified professional from our network to fill a void.

  3. Analyze
    At this point, we analyze financial data points, like assets, liabilities, and outside accounts in great detail. In addition, we utilize our state-of-the-art technology to consolidate information about this financial data into a custom, secure and electronic client portal. The same software will allow us to compare the client’s current course of action with potential alternative courses of action so we can develop the most appropriate financial planning recommendations.

  4. Plan Development
    We use our experience, each client’s background info, and technology to create custom financial plans. Our reports specifically pinpoint where our clients stand in relation to their goals and present any potential blind spots that could be detrimental to their success. Through a collaborative process, we then agree upon a course of action that will help clients reach their desired outcome in the most efficient manner possible.

  5. Implementation
    Once the road map is created, we guide clients to take calculated actions to achieve their objectives. This stage can also involve selecting the right tools like investment vehicles and insurance policies. Keep in mind that we are transparent about fee structures and potential commissions with these items. Besides using these tools, we can also help clients choose the appropriate estate planning attorney or tax professional to help execute on the legal and tax components of the financial plan.* 

  6. Monitoring
    Taking action isn’t enough, which is why we constantly monitor each client’s progress towards reaching their goals. We meet with each client regularly to discuss their progress as well as other important updates or upkeep.

*Financial plan recommendations can be implemented with the advisor of your choosing. Implementation of specific products or services may result in commissions or fees outside of the financial plan fee. Periodic reviews of your financial plan may require a new planning agreement and result in additional fees.