We keep score differently,
and that changes the game.
While other advisors use client reviews to summarize account values, analyze rates of return, or speculate over market performance in the future, we instead shift our client’s attention to a scoreboard that they find much more meaningful.
This scoreboard tracks three metrics:
We track our clients’ historical net worth as a simple indicator of progress. Just like a successful business, how can we most efficiently increase the things you own, and decrease the things you owe?
Net Worth
With liquid assets defined as assets that can quickly (and easily) be converted to cash, and short-term liabilities being any debts due within the next month, this metric represents the amount of funds you can access under short notice.
Liquid Net Worth
Your savings rate (or withdrawal rate if in retirement) is an investment behavior that we all have the ability to control. The combination of a strong savings rate, with an intentional savings allocation, is a true indicator of someone who understands their financial priorities.
Savings Rate
By shifting focus and dependency away from market performance
(which humans have little control over), and placing emphasis on creative financial planning and prudent behaviors (which humans can easily control with proper coaching), we help clients reach their goals and efficiently accumulate wealth.
Financial Planning
We launched Bowline Financial to differentiate our financial planning services because we believe that not all financial advisors are created equal. As an independent, fiduciary financial advisor, Bowline Financial is legally obligated to provide our clients with advice that is in their best interest. With the ability to make conflict-free recommendations for our clients and charge a fee for that advice, our advisors will always have the freedom to direct client behaviors or investments without bias. Believe it or not, this is not required by most financial services companies who are in the business of selling financial products. At Bowline, the only product we are selling is our advice, and that advice is tailored to produce financially unbreakable clients.
Our value is substantiated
by our approach.
Our Process
Holistic Planning
Investment Management
Improve the appropriateness of
your investments.
Our Bespoke Portfolios use AI to build personalized portfolios for every client every time.
Our management platform utilizes intelligent automation to uncover efficient market opportunities, solve for unique investment requests, and adjust portfolios to evolving needs.
Single-stock portfolios are customized to our clients goals, needs, and beliefs.
Once implemented, we take advantage of powerful behavioral investment strategies like tax-loss harvesting, dollar cost averaging, and portfolio rebalancing to optimize performance.
Bespoke Asset
Management
Find out if we're a good fit.
